
Here
is the story:
"Oh my God! … The Barn is on fire!!
And the ponies are in there!"
I
was wind rowing the alfalfa on Dad’s
20 acres when I noticed the smoke.
The smoke was coming from around the
area by our tack room. The first
couple of rounds on the hayfield I
just figured Mom was burning some
garbage in the burn barrel, which is
near there also. Each round though
showed more and more smoke. By the
third time around the field I knew
it was actually the tack room on
fire. The tack room sits not 10 feet
from our barn.
Good afternoon. My name is Seth
Elkington and I am the Oregon State
representative for Public Speaking.
This past summer we had a tragic
barn fire and today I would like to
give you some suggestions in case
you ever have to face this same
situation.
I
jumped down from the tractor and ran
through the pasture. As I was
nearing the tack room I heard Mom
scream. I knew she would go call the
Fire Department. But the phone was
clear down at the house. My first
suggestion is to have a portable
phone. If we had had one Mom could
have been spraying water on the
building while she was
talking to the dispatcher. As it
turned out, the tack room was
totally engulfed in flames by the
time Mom was through talking on the
phone.
When I reached the barnyard, there
were flames pouring out of the
windows of the tack room and the
amount of smoke billowing from the
metal roof was incredible. That
building held all of our
horse gear. We had washed my Welsh
colt and one other pony that morning
and put them in a stall in the barn.
It was the stall closest to the tack
room. When I ran in there to get
them out I saw how smart ponies
really are. They were milling around
nervously, but they had their heads
close to the ground where the good
air was. They were also smart in
that they were not afraid to escape
that barn when Mom opened the stall
gate. Be sure to stay as calm as
possible so that your horse does not
sense the danger.
I
also had four FFA heifers and a
steer tied up in the center part of
the barn. I thought I had better get
them out just to be safe. The full
magnitude of the situation hadn’t
hit me yet. I led the first heifer
out and tied her to the far corral.
By the time I returned to the barn
for another heifer black smoke was
pouring in from the horse stalls
into the original center section. I
turned the rest of my heifers and
steer loose and ran them out of the
barn. We closed the corral gate so
the animals could not panic and run
back into the barn. I thought the
cattle and ponies were far enough
away to be out of danger.
I
couldn’t see anything by this time
because the smoke was so black. I
ran outside and I saw my
grandparents coming down the lane.
The first thing Grandpa did was to
go for the hose in the corner of the
barn but the flames were so hot and
so overwhelming by now that he
couldn’t do anything to stop the
fire.
The hose was a good idea. My
second suggestion is to always
have a good rubber hose close by
that is long enough to reach every
corner of your barn. It should also
be the kind that will stay flexible
in all kinds of weather.
Finally, after what seemed like
forever but in actuality was only 6
minutes, the fire trucks arrived,
but they went down the neighbor’s
lane. Third suggestion: send
someone to wait at the end of your
road to guide the emergency vehicles
to the right place.
When the trucks pulled in to our
barnyard the stacks were not on fire
yet. The road to the stack went too
close to the barn and the trucks
couldn’t go that way. We told them
to just drive through the fence, but
they couldn’t do that. By the time
they made it around to the haystacks
again it was too late. At this point
we wished we’d had some wire cutters
so we could have got the trucks
through to the hay faster.
I
had forgotten about the ponies and
heifers in the corral behind the
barn. I probably wouldn’t have
remembered them at all until Mom
screamed for help to get them out of
there. Mom had opened the far gate
and the ponies and loose heifers got
away, but the heifer I had tied
couldn’t escape. Mom burned her arms
trying to free her. I saw two men go
around the south side of the barn.
One had the water hose and the other
had a knife. The man who cut the
heifer loose also suffered some
burns even with all of his gear. The
heifer was burned pretty badly. Her
entire left side sloughed off over
the course of the next few days. Now
the heifer is doing fine but her hip
and shoulder have not completely
healed even today. If that had been
one of the ponies we would probably
have had to put them down, because
they would never be able to carry a
saddle or harness again.
I
couldn’t sleep for at least 2 days.
Every time I closed my eyes I saw
our big, red, two-story barn go up
in flames. It was a 75-year-old barn
that was a landmark in our area. I
would also see all of my horse tack
disappearing in smoke…. All my
trophy blankets, my halters with the
gold plaques, my great great
grandfather’s saddle….even my mom’s
trophy halters. The sentimental
value of all those things will never
be replaced no matter how much
insurance money there is.
The insurance people were out the
next day. They were asking about all
of the things inside the barn and
tack room. This is where we needed
good records. We had to make a list
of every tiny little thing we lost
in the barn, from saddles right down
to a package of Chicago screws. The
list had to include: a description
of the item, when we purchased it,
where we purchased it, the cost at
the time of purchase, what it was
worth at the time of the fire, and
the cost to replace it.
Our Personal Property insurance
policy did have Replacement cost.
This covered our horse equipment
since they are primarily for
pleasure. It did not cover the hay
or any equipment used for our cattle
business like electronic scales and
Bull semen tanks. We had insurance
on the buildings. In order to cover
our cattle equipment we should have
had a business policy. Suggestion
# 4: make sure you have the
correct kind of insurance for
whatever you have stored in your
barn. And Suggestion #5:
always make sure you have
Replacement cost added to your
policy.
The first payment from the insurance
company was for the depreciated
value of all our property. For
example in our case the insurance
company depreciated our saddles to
$133 each! This is why it is
important to have Replacement cost
on your policy. If we hadn’t had
this we would never had had enough
money to replace our tack.
Suggestion # 6: when you send
your " Loss of Property List" and
anything else to your insurance
company always make copies for
yourself, and mail it certified with
a return receipt.
As
you replace the lost items you will
send in the receipts to show the
actual cost of the items. The
insurance will then pay you the
difference between the actual cost
and what they have already paid in
depreciated value. And again be sure
you have kept copies of all the
receipts.
Sometimes fires are unavoidable, as
in our case. The State Fire Marshall
said it looked like an electrical
short in the tack room. But you can
definitely be more prepared for a
fire than we were. Always make sure
you have a convenient water source
for a good all weather hose. Get a
portable phone that can be taken to
the barn. Keep accurate records of
your personal property. Keep your
insurance up to date and make sure
it is the correct kind of insurance
to cover your property.
Our barn is rebuilt now and most of
our horse tack has been replaced. I
can’t help but look at the new metal
siding on the barn and think how
cold it seems. Every one of our old
bridles, bits, and saddles had a
special memory attached. There was
the first piece of silver I got for
Christmas in my first years of 4-H.
There was the special headstall we
got on my first time to State Fair.
And most of all there was my
embroidered High Point Horse blanket
I worked so hard for. The new tack
is great, but it just doesn’t have
the memories attached. When I see it
all I think of is……… The barn is on
fire!!
Seth Elkington
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